Finance and reporting
Accounts, returns and board information that stand up to scrutiny.
Radman Advisory Ltd
Senior finance and governance support for housing associations and charities.
We help you understand what is happening, identify what needs to change and put practical improvements in place. You choose the service you want to focus on and pay only for what you need.
- We reply within 48 hours
- Fixed-fee diagnostic of 2 to 3 weeks
- Led by Fawzia Radman FCCA
Has worked with
- BCOP
- YMCA
- IRW
- BNP Paribas
- Avison Young
About
A finance director's view of the whole organisation
Radman Advisory Ltd is a UK registered company, led by Fawzia Radman FCCA, a Chartered Certified Accountant, CFO and Finance Director with over 20 years of leadership in social housing, charities, regulated care and healthcare.
She has been accountable for Finance, IT, HR and Compliance. She has dealt directly with the Regulator of Social Housing, Homes England, the Charity Commission, auditors and funders, and has reported to Boards, Trustees and Audit Committees throughout.
She has led housing, finance and care ERP implementations, so brings a deep, working knowledge of both finance and day-to-day operations in these environments.
Our work brings together financial management, operational performance, systems, processes, controls, organisational structures and management information.
Who we work with
- Small and medium-sized housing associations, charities and charitable housing providers, and social enterprises and other social-purpose organisations.
- Organisations facing financial, operational, regulatory or organisational challenges.
- Boards and executives seeking an independent assessment of performance, controls or organisational effectiveness.
My experience
Experience you can rely on
Fawzia has held accountability across the organisation and has worked directly with the bodies your Board answers to.
Sectors
- Social housing
- Charities
- Regulated care
- Healthcare
Accountable for
- Finance
- IT
- HR
- Compliance
Dealt directly with
- Regulator of Social Housing
- Homes England
- Charity Commission
- Auditors and funders
Reported to
- Boards
- Trustees
- Audit Committees
Has worked with
- BCOP
- YMCA
- IRW
- BNP Paribas
- Avison Young
Housing, finance and care ERP implementationsLed across Finance, HR, Payroll, Property and Time & Attendance.
Skills & expertise
Finance depth with operational know-how
Four areas of expertise, brought together so that the fix on paper works in the day-to-day.
Regulation and compliance
Working with the regulator so that exposure does not become a loss.
Operations and transformation
Redesigning how work gets done, then handing it over.
Systems and implementation
Choosing, implementing and rescuing the systems your teams rely on.
Systems we know
Covering end-to-end residential and commercial property management, tenant lifecycle, property asset management, lease administration, repairs, maintenance and compliance.
- Unit4 (Agresso)
- Microsoft Dynamics
- PS Financials
- Sage
- Pegasus
- Dream
- Power BI
- Microsoft 365
- Aareon QL
- Tramps
- SDM
- Yardi
- Qube
Services
Where we can help
You will know your own situation, so we start where you are. These are the areas smaller housing associations and charities most often ask us about.
Rent setting and income
How we help
Rent setting and compliance review against the Rent Standard; rent function rescue or outsourcing; arrears processes.
In practice
An annual rent-setting check before the new rent year; a review of why arrears are rising and a recovery plan.
Service charges
How we help
Eligibility review, service charge model and cost allocation.
In practice
Checking what can and cannot be charged to residents, and fixing the model before it becomes a complaint.
Regulator and Homes England returns
How we help
Annual financial and statistical returns; grant reporting and compliance; social housing grant and disposals.
In practice
Preparing and reviewing your returns; negotiating with the regulator so that grant is not clawed back on a property sale.
Finance leadership
How we help
Interim or part-time finance director; board reporting and KPIs; financial planning and viability; refinancing.
In practice
Cover for a finance director on leave or leaving; board papers your trustees can understand.
Accounts and reporting
How we help
Charity SORP, Housing SORP and FRS 102 accounts; Charity Commission reporting; restricted funds; audit support.
In practice
Getting accounts audit-ready and explaining them clearly to the board.
Software and systems
How we help
Software contract review; selection and implementation of housing, finance and repairs systems; rescue of stalled projects.
In practice
Reviewing a supplier contract that is not delivering, then choosing and implementing a replacement without disruption.
Repairs and maintenance contracts
How we help
Contract review; KPIs and service levels; linking stock condition data to budgets.
In practice
Checking whether your repairs contractor is delivering value, and what the data says about future costs.
Governance and assurance
How we help
Independent governance review; board and committee effectiveness; internal controls and risk.
In practice
A governance review before a regulatory inspection, with a clear action list.
Policies, process maps and automation
How we help
Policies, procedures and process maps; automating rent, service charge and returns reporting, with AI used safely.
In practice
Documenting how your processes really work, then removing repetitive manual work.
Discuss your situation
Not sure which area fits? Email or send a message and we will help you work it out.
Our approach
From fixing to empowering
Every piece of work moves through five steps, so the result lasts after we leave.
- Fix
We resolve the immediate problem, so you get a result quickly.
- Engineer
We find the root cause and redesign the process, controls and systems so the problem does not return.
- Inform
We build the reporting and data so your board and executives can make decisions with confidence, not just steer by instinct.
- Enable
We step into your shoes, work out what good looks like for your organisation and set clear priorities, so your team knows what to focus on.
- Empower
We hand it over. Your team and executive suite run it themselves, with the documents, training and confidence to do so.
How we work
You choose how much help you need and keep control
- One area at a time
Scope and price agreed up front, so a small piece of work stays small.
- Fixed-fee starting point
A short diagnostic of 2 to 3 weeks, so you see the value before committing further.
- Alongside your team
We work as an extension of your staff and build in-house knowledge as we go, so you rely on us less over time.
- Independent advice
We have no software, audit or outsourced products to sell. If you are considering joining a group or merging, we give balanced advice on staying independent or joining, and the decision is yours.
- Senior and personal
You deal with the same experienced person from start to finish.
- Flexible
A few days a month, interim cover or a one-off project.
Portfolio & projects
A snapshot of what Fawzia has helped bring about
A regulatory exposure turned into a balance sheet asset
Resolved a £650K social housing grant-related regulatory exposure by converting it into a balance sheet asset and negotiating with the regulator to avoid grant claw back.
A 60-bed residential development, completed
Enabled completion of the development despite a funding refusal and a contractor liquidation. Refinancing was secured after an initial approach had been declined.
Social housing grants secured, reported and audited
Secured, reported and supported the audit of social housing grants of circa £2.4M.
Management accounts within five working days
Re-engineered a Board's reporting processes to produce management accounts within five working days.
ERP across five functions
Led an ERP implementation across Finance, HR, Payroll, Property and Time & Attendance.
Process re-engineering and a new operating model
Directed business process re-engineering and operating model transformation, developing robust process frameworks, controls and governance structures.
Process maps, procedures and control frameworks
Designed and embedded organisation-wide process maps, standard operating procedures and control frameworks to improve operational performance and regulatory compliance.
Achievements
Results that matter to a Board
20+years of leadership in social housing, charities, regulated care and healthcare
£650Kgrant-related regulatory exposure resolved, with grant claw back avoided
£2.4Mcirca value of social housing grants secured, reported and supported through audit
60-beddevelopment completed despite a funding refusal and a contractor liquidation
5 daysto produce management accounts after re-engineering Board reporting
FCCA
Fawzia Radman is a Chartered Certified Accountant, and has reported to Boards, Trustees and Audit Committees throughout her career.
AI and automation
AI as an enabler, with people in control
We start with clear policies, procedures and process maps. We then automate the repeatable work.
No tenant or personal data goes into unapproved tools, and AI use is documented for your board and auditors.
- Faster rents, service charge and returns reporting.
- Better board papers and policies, reviewed by a qualified accountant.
- Earlier detection of errors in contracts and data.
Questions
Before you get in touch
How do I get started?
Email or send a message and we will get back to you within 48 hours. If you are not sure what you need, we can help you work it out.
Do I need to commit to a large piece of work?
No. We work on one area at a time, with scope and price agreed up front. The fixed-fee starting point is a short diagnostic of 2 to 3 weeks, so you see the value before committing further.
Are you independent?
Yes. We have no software, audit or outsourced products to sell. If you are considering joining a group or merging, we give balanced advice on staying independent or joining, and the decision is yours.
Who will I work with?
You deal with the same experienced person from start to finish.
How flexible is the support?
You can choose a few days a month, interim cover or a one-off project.
How do you use AI and automation?
We start with clear policies, procedures and process maps, then automate the repeatable work with AI as an enabler and people in control. No tenant or personal data goes into unapproved tools, and AI use is documented for your board and auditors.
Contact me
Talk through one area, or several
Email or send a message and we will get back to you within 48 hours.